Accounting Services for Financial Institutions

At Harding, Shymanski & Company, we understand the complex challenges banks and financial institutions face. When regulatory scrutiny intensifies and competition grows, your financial institution needs more than standard accounting services. You need specialized partners who understand banking operations inside and out.

We help banks and credit unions in Indiana, Kentucky, and across the Midwest maintain compliance records while streamlining operations and reducing costs. Our Financial Institution Services Team combines 50+ years of experience with cutting-edge audit methodology to deliver results that protect your reputation and bottom line.

Bank on Expertise, Built for You

Our financial institution team provides services that help you strengthen operations, manage risk, and maintain compliance. We specialize in:

Internal audits and risk assessments
Loan reviews and credit quality assessments
Regulatory compliance, including Bank Secrecy Act (BSA) reviews
Automated Clearinghouse (ACH) audits and cash management
Sarbanes-Oxley Section 404 (SOX) documentation and testing

Why Community Banks Choose Harding, Shymanski & Company

✓ Deep Financial Institution Knowledge – Led by professionals with decades of banking experience and specialized certifications in fraud examination, anti-money laundering, and internal auditing

✓ Proven Track Record – 50 years of trust, partnership, and shared success

✓ Local Expertise – Serving financial institutions in Indiana, Kentucky, and across the Midwest from our Evansville and Louisville offices

Strengthen Controls with Expert Bank & Credit Union Audits

Looking for expert guidance to assess your risk and audit internal controls? Look no further. We collaborate with your senior management, audit committee, and external auditors to develop a custom plan that:

Prioritizes high-risk areas identified through a comprehensive risk assessment.
Delivers actionable insights to streamline operations, reduce costs, enhance revenue, and improve customer service.
Work seamlessly with your external auditors to ensure cost-effective and efficient processes.

Our risk-based internal audit methodology is grounded in the COSO Internal Control–Integrated Framework and aligns with Sarbanes-Oxley Act (SOX) 404 and FDICIA requirements.

Because our approach is modular, we tailor services to your institution’s unique needs, from planning and scoping to documentation and control testing. By incorporating SOX testing directly into the internal audit plan, we deliver a streamlined, efficient path to compliance that meets regulatory expectations and industry best practices.

Whether you need a full-scale risk assessment or a focused audit in specific areas, we provide the right level of support. Your bank’s success is always our top priority.

Talk to an Expert