Anthem’s 2026 Reimbursement Changes: What Providers Need to Know

Anthem’s reimbursement policy changes, effective April 1, 2026, will directly impact how providers are paid for preventive services, same-day sick visits, and screening-related care.

If your organization relies on preventive care visits as a consistent revenue stream, these updates aren’t just technical; they’re operational.

Here’s a clear breakdown of what’s changing and what you should be doing now.

Key Takeaway: Same-Day Visits Will Be Paid Differently

One of the most significant updates affects same-day preventive and sick visits under Medicare Advantage plans.

  • Preventive visit: 100% reimbursement
  • Sick visit (same day): 50% reimbursement

To receive reimbursement for the sick visit, Modifier 25 is required, and diagnosis codes must support both services. This also applies to preventive and wellness visit combinations.

Important exception: Federally Qualified Health Centers (FQHCs) and Rural Health Centers (RHCs) are excluded from this rule.

Preventive Visits Now Include More Services (Bundled Reimbursement)

For commercial plans, Anthem is expanding what is considered part of a preventive visit — meaning fewer services will be reimbursed separately.

Services now bundled into preventive care include:

  • Counseling services
  • Medical nutrition therapy
  • Screening services
  • Additional other Evaluation & Management (E/M) services
  • Annual gynecological exams
  • Prolonged services
  • Vision screenings

These services are not eligible for separate reimbursement when performed on the same day as a preventive visit.

Does Modifier 25 Still Work? Yes and No

Modifier 25 is often used to indicate a separate, significant E/M service, but its impact is changing.

Yes, it is still required to report a same-day sick visit. No, it will not override bundling rules for services included in preventive care.

Modifier 25 is still necessary, but no longer sufficient to guarantee payment.

What Providers Should Be Doing Now

With these changes now in effect, the focus shifts from preparation to active monitoring and adjustment.

1. Review Recent Claims Activity

Look at claims from April 1 forward:

  • Are same-day visits reimbursing as expected?
  • Are you seeing reductions or denials tied to these policies?

2. Identify Revenue Impact

Take a closer look at how these changes are affecting your bottom line. For example:

  • How often are preventive and sick visits happening on the same day?
  • Are services you previously billed separately now being bundled?
  • Are you receiving less reimbursement for common visit types?

Even a quick review can help you spot trends early.

3. Reinforce Documentation and Coding Practices

Ensure providers and coding teams are aligned on:

  • When Modifier 25 is required
  • When services are no longer separately reimbursable
  • Proper diagnosis coding to support distinct services

4. Adjust Scheduling and Workflow as Needed

If certain visit combinations consistently reduce reimbursement:

  • Reevaluate how appointments are structured
  • Consider whether separating services (when appropriate) makes sense operationally

5. Monitor Denials and Payer Feedback

Track denial trends closely:

  • Are they tied to bundling rules?
  • Are modifiers being rejected?

Use this data to refine processes quickly.

The Bigger Picture: A Shift Toward Bundled Care

These updates are part of a larger trend: payers are redefining what qualifies as a “separate” service.

For providers, that means less reliance on modifiers alone, greater emphasis on documentation, intent, and visit structure, and more coordination across teams.

Final Thoughts

Anthem’s 2026 reimbursement changes aren’t just about coding. They affect how care is scheduled, documented, and reimbursed.

Organizations that proactively adjust workflows and educate their teams will be better positioned to protect revenue, reduce denials, and stay compliant.

If you’re unsure how these updates will impact your practice, now is the time to evaluate your current processes and make adjustments before they take effect. If you have questions about how these updates apply to your organization, our team is here to help you evaluate your processes and identify potential revenue impacts.


2026 Medicare Fee Schedule Updates: Good News for Office-Based Providers, Not So Much for Facility Settings

The 2026 Medicare Physician Fee Schedule (MPFS) updates are sending mixed signals depending on where services are performed.

If your providers primarily see patients in the office, this update likely brings positive news. If a large portion of services are performed in a facility setting (hospital, facility outpatient department, etc.), reimbursement pressure may be increasing.

The Centers for Medicare & Medicaid Services (CMS) released the 2026 Medicare payment updates with adjustments that directly impact physician reimbursement across care settings.

Let’s break it down using some Evaluation & Management services as examples.

Office (Non-Facility) Services: Rates Increased

Across commonly billed office E/M codes, Medicare increased reimbursement for services performed in a non-facility setting.

For example (Indiana rates):

  • Code 99213
    • 2025: $83.88
    • 2026: $90.09
    • Increase: +$6.21
  • Code 99214
    • 2025: $118.14
    • 2026: $128.33
    • Increase: +$10.19
  • Code 99215
    • 2025: $166.04
    • 2026: $182.08
    • Increase: +$16.04

These increases represent meaningful revenue gains for practices with high office-based visit volume. Multiplied across hundreds or thousands of visits annually, the impact becomes significant.

For independent practices and provider-owned clinics, this shift helps offset rising operational costs — staffing, rent, technology, and compliance pressures.

Facility Services: Rates Decreased

On the flip side, reimbursement for E/M services performed in a facility setting decreased (excluding anesthesia services).

Using code 99213 again as an example (Indiana rates):

  • Code 99213 – Facility
    • 2025: $60.62
    • 2026: $55.10
    • Decrease: -$5.52

Similarly:

  • Code 99214 – Facility
    • 2025: $89.21
    • 2026: $80.95
    • Decrease: -$8.26
  • Code 99215 – Facility
    • 2025: $132.04
    • 2026: $120.15
    • Decrease: -$11.89

While these reductions may appear modest at first glance, the cumulative effect across hospital-based or facility-heavy provider groups can be substantial.

Why This Matters More Than Ever

The 2026 update reinforces a trend we’ve seen before: site of service matters… a lot.

Two providers performing the same CPT code may now see a widening reimbursement gap based solely on where the service occurs.

That affects:

  • Independent practices
  • Hospital-employed physicians
  • Specialty providers splitting time between clinic and facility
  • Groups evaluating expansion or restructuring

This isn’t just a Medicare billing detail. It’s a strategic financial variable.

Strategic Considerations for Practices

With these changes in place, now is the time to:

1. Analyze Your Site-of-Service Mix

What percentage of your services are billed as facility vs. non-facility? Even a small shift in volume could materially affect revenue projections. Are you performing services in the facility that could be performed in your office?

2. Review Employment & Compensation Models

If providers split time between hospital and clinic, compensation formulas tied to collections may shift unexpectedly.

3. Revisit Revenue Forecasting

Budget projections built on 2025 rates need to be updated. For some practices, 2026 could bring improved margins. For others, it may require expense adjustments.

4. Confirm Accurate POS Coding

With rate differences increasing, correct Place of Service (POS) coding is even more critical. Errors could now result in larger reimbursement discrepancies.

The Bottom Line

For office-based providers, 2026 Medicare updates bring welcome increases.

For providers performing services in a facility setting, reimbursement tightening continues.

The services haven’t changed, but where they’re performed now carries even more financial weight. If you have questions about how these updates affect your specific billing situation, contact your HSC Medical Billing representative or give our team a call at 812.473.0181. We’re here to help you navigate the changes with clarity and confidence.

Find the full 2026 Medicare E/M rate changes for Indiana and Kentucky here:

Certified Registered Nurse Anesthetist (CRNA) Billing

Join us as we explore the complexities of Certified Registered Nurse Anesthetist (CRNA) billing with insights from a seasoned expert – Karen Schnell, Director of Operations at HSC Medical Billing & Consulting. In this video, we explore key questions about CRNA practice, including:

✅Can a CRNA practice independently without an anesthesiologist?

✅What is Medical Direction, and how does it differ from Supervision?

✅How are short durations defined when an anesthesiologist is absent?

✅How do insurance companies determine the type of anesthesia service provided?

✅What are the billing implications for different case volumes?

About the Expert:

Karen Schnell is the Director of Operations at HSC Medical Billing & Consulting, LLC. She has over 30 years of experience working in healthcare coding and billing. Her experience includes performing medical chart audits, paper and electronic claims submission, managed care contracting, oversight of accounts receivable follow-up, check-in and check-out functions, manual and electronic payment posting, patient accounts follow-up, coding, and entry of various specialties. Prior to working with HSC Medical Billing & Consulting, LLC, she was the Director of Business Services at Welborn Clinic.

Karen became certified in the NextGen Practice Management System in 2004 where she played an integral part in the establishment of the NextGen Practice Management and Electronic Medical Records System for Welborn Clinic. She is a past member of the Welborn Clinic Compliance Committee, Managed Care Committee, HIPAA Committee, and Information Management Committee.

Karen obtained her certification in coding in 1999 through the American Academy of Professional Coders (AAPC) where she remains certified and a member still today. She is a member of the Indiana Part B Provider Outreach and Education Advisory Group (POE AG) with Wisconsin Physicians Service Medicare.